First Day at School

by jacquelyn on November 24, 2009

Has school supplies shopping become a chore ?
Creative Commons License photo credit: goatling

Do you have a child who is about to start school next year? How do you prepare your child to ensure he is not afraid of going to school?

My three year old daughter is about to start playschool next year. Her two older brothers started playschool when they were two years old. The eldest had a terrible time adjusting to school and it took several months before he settled down. The second one had no problem whatsoever and enjoyed the whole experience.

I am not sure what to expect from my daughter but I hope seeing her brothers go off to school every morning and coming home in the afternoon helps her to accept the idea of going to school herself.

Below are some of the steps I am taking to prepare her for school. Doing them is suppose to help allay her fears of the unknown and to tell her of what to expect when she goes to school.

• Taking her to the school once in awhile to introduce her to the new place.

• Talking to her about the idea of going to school and what she will be doing in school.

• Reading stories to her about going to school.

• Watching programs on TV with her about children studying in school.

• Preparing all her school outfits including shoes and bag. I wanted her to get used to the idea of having specific outfits she will wear to school.

During the first week of school, I have prepared myself to be available to ensure she adjust well to the new experience. I am hoping that having seen her two brothers and sending them to school together helps her to accept the experience easily.

What is your way of preparing your child for school?

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Signs of Having a Debt Problem

by jacquelyn on November 20, 2009

When a person is knee-deep in debts, he may choose to ignore his problems until it is too late. One reason may be due to ignorance. Another reason is he probably thinks he is doing just fine as his friends are also in the same situation. Are you in the same predicament?

Being in debt is no laughing matter especially if you are a parent supporting a family. What are the warning signs that signal debt is taking over your life?

• You cannot break off from a continuous debt cycle. You have not been debt free for ages.

• You always run out of cash and do not even have enough for day-to-day expenses.

• Your family argues about money constantly.

• You can’t sleep most nights worrying about money and debt.

• You constantly feel worried and guilty of not being able to give a better life to your family.

• You borrow money to make ends meet.

If you identify with the situation above, then it is time to own up and develop a plan to pay off your debts.

Facing Foreclosure with A Sea of Mail
Creative Commons License photo credit: Casey Serin

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